SSFCU Routing Number — 314088637

The Security Service Federal Credit Union routing number is 314088637 — the nine-digit ABA number that identifies SSFCU when money moves into or out of your account. It is the same for every member, and you use it for direct deposit, ACH transfers and setting up automatic payments. This is an independent member guide, not the official site.

A routing number (also called an ABA or transit number) tells other banks which financial institution to reach. Whenever a form asks for the "bank routing number," "ABA number," or "electronic routing number" for a Security Service account, the answer is 314088637. Wire transfers can use a separate wire routing number, so read the wire section below before sending one.

What the SSFCU routing number is used for

1. Direct deposit — give 314088637 and your account number to your employer or payroll provider so paychecks land automatically.
2. ACH transfers — link SSFCU to another bank or a payment app to push and pull funds electronically.
3. Incoming wires — receive same-day funds from another institution using the credit union's wire instructions.
4. Outgoing wires — send domestic wires after confirming the correct wire routing details with SSFCU.
5. Setting up autopay — schedule recurring bills, loan payments or subscriptions to draft from your account.
6. Ordering checks — the routing number is printed on every check so payees can process it.
7. Tax refund deposit — enter 314088637 on your federal or state return to receive a refund electronically.
8. Moving money between banks — fund a new SSFCU account or transfer savings to and from an outside bank.

How to set up direct deposit with SSFCU

Direct deposit is the most common reason members look up the security service routing number. To start it, give your payroll or benefits provider two pieces of information: the routing number 314088637 and your full SSFCU account number. Most employers also ask whether the destination is a checking or savings account, so have that ready.

Many payroll systems accept a filled-in direct-deposit form or a voided check. If you would rather set it up yourself, sign in through the official site and copy your details from the account screen — our online banking guide shows where to look. Once the first deposit posts, future paychecks arrive automatically, usually a day sooner than a paper check.

Routing number vs account number

These two numbers do different jobs, and mixing them up is the most frequent cause of a failed transfer. The routing number (314088637) identifies the credit union itself and is public — it is safe to share on a deposit form. Your account number identifies your specific account, is unique to you, and should be kept private.

On a paper check you will see the routing number first, in the bottom-left corner, followed by your account number and then the check number. When a form asks for both, enter 314088637 as the routing number and your own number as the account number. For a refresher on the products tied to your account, see checking and savings.

Wire transfers (domestic & international notes)

For everyday ACH and direct deposit, 314088637 is all you need. Wire transfers are handled a little differently. A domestic wire may use a dedicated wire routing number rather than the ACH number, plus the recipient's name and account number, so always confirm the current wire instructions with SSFCU before sending.

An international wire usually routes through an intermediary bank and requires a SWIFT/BIC code alongside the account details. Because those instructions change and vary by destination country, request them directly from the credit union — call the number on the back of your card or check the official contact channels linked from our locations page. Never rely on wire details sent to you by an unexpected email or text.

Where to find your number in online banking

You can confirm both numbers without calling anyone. In SSFCU online or mobile banking, open the account you want and look for "account details" or "account information" — the routing number 314088637 and your account number are listed there. You can also read them off the bottom of a printed check or a monthly statement.

Sign-in always happens on the official Security Service website; this guide links you there and never shows a password field. If you are having trouble getting in, our SSFCU login help walks through the safe steps, and current rates and membership eligibility are covered on their own pages. Return to the member guide home any time for the full index, or visit the official SSFCU site for account servicing.

SSFCU routing number — FAQ

Is the SSFCU routing number the same for everyone?

Yes. The Security Service Federal Credit Union routing number is 314088637 for every member and every account, no matter which state or branch you joined at.

Is the routing number the same for direct deposit and wires?

For domestic ACH and direct deposit the SSFCU routing number is 314088637. Wire transfers can use a different wire routing number, so confirm the exact wire instructions with SSFCU before sending.

What is SSFCU's routing number for ACH?

The security service routing number for ACH transfers and direct deposit is 314088637.

Do I need a different number for international wires?

International wires usually route through an intermediary bank and require a SWIFT/BIC code in addition to the account details. Ask SSFCU for the current intermediary bank and SWIFT instructions before sending an international wire.

Where do I find my account number?

Your account number is different from the routing number. Find it on a check, on a statement, or in SSFCU online and mobile banking under account details. Keep it private.