What do I need to open an SSFCU account?

To join SSFCU you typically need a government-issued photo ID, your Social Security number, current contact details, and a small opening deposit to fund your membership share savings account. Keep your account and login details private.

What is the SSFCU membership share?

The membership share is a small deposit, often around five dollars, held in a share savings account. It represents your ownership stake in the member-owned credit union and stays on deposit while you remain a member.

How do I join Security Service Federal Credit Union?

You confirm eligibility, gather your ID and Social Security number, complete the membership application on the official SSFCU site or at a branch, fund the membership share, and then enroll in online banking. This guide links to the official application and never collects your information.

Can family members join SSFCU?

Yes. Immediate family and household members of an existing Security Service member are generally eligible to join. Verify the current family-relationship rules on the official site before applying.

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SSFCU Membership — How to Join Security Service

Q: Who is eligible for SSFCU membership?

Eligibility for Security Service Federal Credit Union is generally open to people who live, work, worship or attend school in a qualifying area of Texas, Colorado or Utah, to members of the military community the credit union historically served, to family or household members of an existing member, and to those who join through a qualifying association. Confirm the exact criteria on the official SSFCU site.

SSFCU membership is what turns you into a part-owner of Security Service Federal Credit Union, a member-owned, not-for-profit credit union founded in 1956 in San Antonio, Texas. To join SSFCU you confirm that you meet the eligibility rules, open a share savings account with a small deposit, and then have access to the full range of checking, savings, loans and cards. This is an independent member guide, not the official site.

Unlike a bank, a credit union is owned by the people who use it, so becoming a member is closer to buying a small ownership stake than opening a retail account. That is why the process asks two questions: are you eligible to join, and will you fund the membership share that records your ownership. Both are simple, and everything below explains how to become a Security Service member without ever entering your details on this page.

Who is eligible for SSFCU membership

Security Service began by serving people connected to the security-service and military community, and its field of membership has grown well beyond that over the decades. Eligibility is generally open through several paths, but the exact rules change over time, so treat the list below as a plain-language overview and confirm SSFCU eligibility on the official site before you apply.

Live, work, worship or attend school in a qualifying community across Texas, Colorado or Utah.
Military affiliation — the credit union historically served people connected to the security-service and military community, a path that remains part of its heritage.
Family or household member of an existing SSFCU member, including immediate relatives who share a home.
Qualifying association or employer group — membership in an eligible organization can extend credit union access to you.
Confirm and apply — verify your specific eligibility path, then complete the membership application on the official Security Service site.

1956

Founded

States served (TX·CO·UT)

NCUA

Federally insured

Member-owned

Not-for-profit

What you need to open an account

Once you know which eligibility path applies, opening an account is quick because credit unions ask for the same basic documents as any U.S. financial institution. Having these ready before you start the application keeps the process to a few minutes, whether you join online through the official site or in person at a branch.

Government-issued photo ID — a driver's license, state ID or passport to verify your identity.
Social Security number — required for tax reporting and identity verification.
Current contact details — your legal name, date of birth, home address, email and phone number.
Opening deposit — a small amount to fund the membership share and activate your account.
Eligibility detail — the community, family relationship, employer or association that qualifies you to join SSFCU.

If you are joining as the family member of an existing member, it helps to know that member's relationship to you. When you fund your first account, you can also set up a paycheck to arrive automatically — the numbers you need are on our routing number page, and the accounts themselves are compared on checking and savings.

Member Awareness: Security Service will never call or text asking for your one-time passcode, username, password or full account number. Enter your details only on the official SSFCU site — read our sign-in safety guide before you share anything.

The membership share explained

The membership share is the deposit that makes you an owner rather than a customer. It is usually a small sum, often about five dollars, held in a share savings account that opens automatically when you join. As long as that balance stays on deposit, your membership remains active and you keep access to every SSFCU product and service.

Because the share represents ownership, it is a little different from money you spend day to day. You can add to your savings on top of it, and you can open additional checking, savings or certificate accounts alongside it. The share simply anchors your standing as a member-owner of the credit union, which is why the opening deposit is the one funding step you cannot skip.

Steps to join Security Service

Putting it together, becoming a Security Service member follows a short, predictable path. Confirm your eligibility, gather your ID and Social Security number, complete the application on the official site or at a branch, fund the membership share, and then enroll in digital banking so you can manage everything from your phone or computer.

The application itself always happens on the official Security Service website; this guide links you there and never shows a form or a password field. When you are ready, start on the official SSFCU site to apply. After you join, our online banking guide and SSFCU login help walk through first sign-in, locations lists nearby branches and ATMs, and account services covers statements, forms and support. Return to the member guide home any time for the full index.

SSFCU membership — FAQ

Who is eligible for SSFCU membership?: Eligibility is generally open to people who live, work, worship or attend school in a qualifying area of Texas, Colorado or Utah, to the military community the credit union historically served, to family or household members of an existing member, and to those who join through a qualifying association. Confirm the exact criteria on the official SSFCU site.
What do I need to open an SSFCU account?: You typically need a government-issued photo ID, your Social Security number, current contact details, and a small opening deposit to fund your membership share. Keep your account and login details private.
What is the SSFCU membership share?: It is a small deposit, often around five dollars, held in a share savings account. It represents your ownership stake in the member-owned credit union and stays on deposit while you remain a member.
How do I join Security Service Federal Credit Union?: Confirm eligibility, gather your ID and Social Security number, complete the application on the official SSFCU site or at a branch, fund the membership share, and enroll in online banking. This guide links to the official application and never collects your information.
Can family members join SSFCU?: Yes. Immediate family and household members of an existing member are generally eligible. Verify the current family-relationship rules on the official site before applying.